Experience unparalleled luxury in this pristine single story home with 4-bedroom and 3.5 bathrooms, overlooking the serene St. Andrews Bay. Spanning over 3,880 square feet of refined elegance, this property boasts two master suites and is set on over 1/3 acre with 108 feet of prime bay frontage. This rare find comes with a deeded 40-foot boat slip and a dazzling saltwater pool, this residence is truly move-in ready awaiting for its new owner.Step inside to be greeted by gorgeous chandeliers, breathtaking panoramic views, and exquisite travertine tile throughout. The spacious great room features a stunning John-Richard chandelier, double-sided gas fireplace adorned with Medusa stone, and a charming entertainment center. The gourmet kitchen is a chef's dream, complete with an island, breakfast bar, wine fridge, Sub-Zero refrigerator, new Viking 48'' gas range, new Viking dishwasher, Viking microwave, Currey & Company lighting, and a breakfast area with custom remote control shades. A separate dining room is conveniently located off the kitchen and great room.Both master bedrooms offer spectacular bay views. The primary master suite includes a tray ceiling, gorgeous John-Richard chandeliers, large walk-in closet, double vanities, a walk-in shower, and a soaking tub. The second master bedroom is equipped with a kitchenette and walk-in closet. The third bedroom is spacious with a large walk-in closet. Freshly installed carpet graces all bedrooms, and the fourth room can serve as an office or additional bedroom.The expansive laundry room features an Electrolux washer and dryer, a new Fisher & Paykel refrigerator, built-in desk, and large built-in pantry. A three-car garage provides ample storage. Throughout the home, you'll find gorgeous custom draperies and plantation shutters.Your backyard oasis includes a pergola, a saltwater pool overlooking the bay, an outdoor fire pit, and custom dolphin sculptures by Jimmy Warren. The pool has been updated with a new heater and was resurfaced last fall. A gas line runs to the back patio, ready for an outdoor kitchen expansion.The deeded 40-foot boat slip is just a block away at Dolphin Bay's Private Marina- Harborage Yacht Club. Complete with electric, water, and a boat box. An adjacent boat ramp adds convenience. Dolphin Bay is conveniently located in the heart of Bay County on the East end of Panama City Beach, convenient to hop over the bridge to Panama City, or take Thomas Drive to ''The World's Most Beautiful Beaches,'' or head West to Pier Park, 30A and Destin. This is a gated community and offers tennis courts as well.Enhancements to this home include two new A/C units, a Navien tankless water heater, Marvin TruStile solid doors with Emtek hardware, new windows, new high-end lighting, custom built-in closets + pantries, new bathroom fixtures, a whole-house sound system, and exterior painting with elastomeric. New well pump for irrigation. Two new propane tanks installed to run the gas fireplace, viking range and water heater. Beautiful lush landscaping completes this exquisite property.This move-in-ready home comes with no city tax and low HOA fees. Don't wait--schedule your private showing today and make this dream home yours!